American Coastal Insurance underwrites commercial residential property cover in Florida, focusing on condominiums, HOA communities, apartments, and assisted-living properties in catastrophe-exposed markets. Through its AmCoastal carrier and an exclusive managing-general-agent partnership with AmRisc, it has built a leading position as a voluntary writer of this specialized Florida commercial property niche. The franchise is concentrated on multi-peril commercial residential risk rather than personal lines or a broad national book.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 86.4 | — | 26.4 | 38.2% |
| Q3 2025 | 90.3 | — | 32.5 | 23.7% |
| Q4 2025 | 86.3 | — | 26.6 | 359.2% |
| Q1 2026 | 71.1 | — | 19.3 | -7.2% |
| Q2 2026 | 82.5 | -4.5% | 21.9 | -17.2% |
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