dLocal operates a cross-border payment platform that lets global merchants accept and disburse funds in local methods and currencies across emerging markets in Latin America, Africa, and Asia. Its model centers on a single API that handles local payment rails, compliance, and foreign exchange, rather than building country-by-country integrations. Customers are typically large digital businesses—e-commerce, streaming, travel, and similar—that need scale in markets where cards are not the default.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 256.5 | — | 42.8 | -1.3% |
| Q3 2025 | 282.5 | — | 51.8 | 15% |
| Q4 2025 | 337.9 | — | 55.5 | 22.4% |
| Q1 2026 | 335.9 | — | 42 | -13.5% |
| Q2 2026 | 399.7 | 55.8% | 54.6 | 27.6% |
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