Jefferson Capital buys and services portfolios of charged-off and insolvency-related consumer receivables from banks, fintechs, auto lenders, telecoms, utilities, and other credit originators. Using data-driven pricing and collections operations across the U.S., Canada, the U.K., and Latin America, it monetizes nonperforming accounts while originators free capital and focus on active customers. Its multi-asset-class approach—including auto, cards, installment loans, and other consumer debts—distinguishes it among specialty debt purchasers.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 152.7 | — | 47.6 | — |
| Q3 2025 | 150.8 | — | 34.6 | — |
| Q4 2025 | 154.8 | — | 52.6 | — |
| Q1 2026 | 176.4 | — | 33.8 | — |
| Q2 2026 | 177.5 | 16.3% | 37.2 | -22% |
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