Neptune Insurance Holdings is the parent of Neptune Flood, a data-driven managing general agent specializing in flood insurance. It underwrites and distributes primary and excess flood cover—and related products—for residential and commercial properties across the United States through independent agents. Proprietary data science and AI support faster quoting and risk selection outside traditional government flood programs. The niche focus is private flood capacity for homeowners, landlords and businesses seeking alternatives or supplements to standard flood coverage.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 42.1 | — | -46 | — |
| Q3 2025 | 44.4 | — | 5.5 | — |
| Q4 2025 | 43.8 | — | 4.3 | — |
| Q1 2026 | 37.8 | — | 7.3 | — |
| Q2 2026 | 55.9 | 32.8% | 15.8 | — |
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