OceanFirst Financial is a regional bank holding company whose principal subsidiary, OceanFirst Bank, serves consumers and businesses mainly in New Jersey and nearby Mid-Atlantic markets. It offers deposit accounts, residential and commercial mortgages, commercial lending and related retail banking services. The franchise is built around community-oriented branch and digital banking rather than national wholesale capital markets.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 98.2 | — | 16.2 | -29.4% |
| Q3 2025 | 101.8 | — | 17.3 | -24% |
| Q4 2025 | 103.6 | — | 13.1 | -41.1% |
| Q1 2026 | 102.1 | — | 20.5 | 0.1% |
| Q2 2026 | 130.2 | 32.6% | -3 | -118.7% |
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