OppFi operates a tech-enabled specialty finance platform that helps community banks extend personal credit to everyday U.S. consumers who often lack traditional banking options. Under a bank-partner model, banks fund the loans while OppFi handles marketing, underwriting and servicing with data-driven tools. The focus is broader credit access and financial inclusion rather than prime-only consumer lending.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 142.4 | — | -20.8 | -165.1% |
| Q3 2025 | 155.1 | — | 41.6 | 14.7% |
| Q4 2025 | 159.3 | — | 16.9 | -33.4% |
| Q1 2026 | 151.9 | — | 28.4 | -32.1% |
| Q2 2026 | 145.2 | 1.9% | 14.8 | — |
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