Qfin Holdings operates a credit-tech platform in China that connects consumers and small businesses with financial institutions for online credit products. It uses data-driven risk assessment and digital origination to help partners underwrite and serve borrowers at scale. The company sits between traditional banks/lenders and end users rather than acting solely as a deposit-taking bank.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 4,328.6 | — | 1,734 | 23.8% |
| Q3 2025 | 4,351.6 | — | 1,436 | -24.1% |
| Q4 2025 | 3,409 | — | 1,019.5 | -50.9% |
| Q1 2026 | 3,010.6 | — | 883.3 | -53.1% |
| Q2 2026 | 2,609.8 | -39.7% | 405.9 | -76.6% |
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