Regional Management Corp. offers consumer installment loans and related credit products through a branch network to individuals who typically have limited access to credit from mainstream financial institutions. It specializes in small to medium-sized personal loans for borrowers in the southeastern and south-central United States. The company uses a traditional branch-based model to originate, underwrite, and service loans directly to its customer base.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q1 2025 | 133.2 | — | 7 | -54% |
| Q2 2025 | 137 | — | 10.1 | 16.1% |
| Q3 2025 | 143.5 | — | 14.4 | 86% |
| Q4 2025 | 147.1 | — | 12.9 | 29.6% |
| Q1 2026 | 144.4 | 8.4% | 11.4 | 62.7% |
| Q2 2026 | 145 | 5.8% | 8.2 | -19.6% |
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