SoFi Technologies is a U.S. digital personal-finance platform that offers student and personal loans, mortgages, investing, credit cards and online banking under one app-based brand. It began in student-loan refinancing and has grown into a broader fintech and bank-like offering aimed largely at younger, higher-earning professionals. A national bank charter lets it hold deposits and fund lending more like a traditional bank while still competing as a digital-first brand.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 854.9 | — | 97.3 | 360% |
| Q3 2025 | 961.6 | — | 139.4 | 161.5% |
| Q4 2025 | 1,025 | — | 173.6 | 219.9% |
| Q1 2026 | 1,100.4 | — | 166.7 | 153.4% |
| Q2 2026 | 1,218.7 | 42.5% | 156.6 | 61% |
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