Universal Insurance Holdings underwrites property and casualty insurance, with a heavy concentration in Florida homeowners coverage through subsidiaries such as Universal Property & Casualty. It serves personal-lines customers in hurricane-exposed coastal markets where homeowners insurance capacity is often constrained. The business model combines underwriting with related services around claims and policy administration in catastrophe-prone regions.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 400.1 | — | 35.1 | 3.4% |
| Q3 2025 | 401 | — | 39.8 | — |
| Q4 2025 | 407.9 | — | 66.6 | 841.6% |
| Q1 2026 | 393.6 | — | 54.3 | 34.2% |
| Q2 2026 | 427 | 6.7% | 59.2 | 68.7% |
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