Wise is a fintech that moves money across borders and multi-currency accounts for consumers and businesses, competing with traditional banks and legacy money-transfer networks. It is known for transparent, mid-market exchange rates and itemized fees rather than opaque FX markups. Customers use the platform for international payments, holding balances in many currencies, and receiving funds with local account details. Scale comes from a low-cost network of banking partners and high transaction volumes.
| Year | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| 2023 | 1,221.5 | — | 141.2 | — |
| 2024 | 1,933.1 | 58.3% | 501.5 | 255.2% |
| 2025 | 2,304.6 | 19.2% | 550.3 | 9.7% |
| 2026 | 2,699.7 | 17.1% | 498.7 | -9.4% |
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