World Acceptance is a consumer finance company that makes small, short-term installment loans through a large network of local branch offices, mainly in the southern and midwestern United States. It targets borrowers with limited access to bank credit, combining in-person underwriting with installment repayment. Revenue comes from interest and fees on personal and related consumer loans rather than deposits or capital-markets products.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q1 2025 | 154.1 | — | 44.3 | 19.6% |
| Q2 2025 | 123.1 | — | 1.6 | -84.9% |
| Q3 2025 | 120.1 | — | -1.9 | -108.3% |
| Q4 2025 | 128.5 | — | -0.9 | -106.5% |
| Q1 2026 | 164.3 | 6.6% | 36.1 | -18.5% |
| Q2 2026 | 127.8 | 3.8% | 6.1 | 285.4% |
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